By the end of 2022, we will have a flexible and streamlined structure that will enable our approximately 1,900 employees in about 16 markets to respond quickly to changing market needs.

On this journey, we will put high attention to safeguarding our strong company culture and we will make sure that our corporate values will guide us along the way. We will fully focus on the capital goods business with transportation equipment. A business that follows different rules than the strongly consumer-driven business with passenger cars.

With our products and services, we support our customers' path to sustainable, environmentally friendly transport by offering leasing, financing and insurance products also for electric commercial vehicles and new technologies for greater road safety.

Our employees and our value-based culture are decisive strengths that will contribute significantly to our success in the new set-up. Our knowledge, skills and people-oriented collaboration culture, characterized by respect, appreciation and a deep trust in one another, will be the driving forces of future growth in all business segments.